Trusted by investors across Europe

Your money should work harder than you do

Work across gold, equities, algorithmic strategies, digital assets and more. Primarily super liquid. Built for growth.

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Starting from €100. Monthly liquid.

Primarily super liquid

23.3% annual return (backtested)

World-class fund managers

Easy access, from €100

Capital 24/7 at work

Diversified portfolio

1% management fee / 10% performance fee

€9.9M growing together

What we invest in

Diversified across five asset strategies

You don't pick. You don't watch charts.
Our strategies run 24/7, so you don’t have to.

See all strategies →

The foundation

Fixed Income

Focused on income. Built for balance.
Across market conditions.

The opportunist

Algorithmic Trading

Trades global trends.
Rates, currencies, commodities in motion.

The counterweight

Physical Gold & Commodities

When the world worries,
gold gets busy.

The big names

Equities

Big ambitions,
proven foundations.

No need to pick, track, or time the market

Your capital stays fluid.

Just watch it Overflow

Primarily super liquid.
Cash out monthly when you need it.
Or keep it compounding over time.

How it works

Here’s what actually
happens to your money

One home for your capital. Diversified by design.

Video coming soon

A closer look at how Overflow works

You add money, any amount

Starting from €100. Add monthly, weekly, or whenever you feel like it. Every euro gets put to work immediately.

Overflow spreads it across several strategies

Each strategy is run by funds in that specific area—spanning global markets. Actively managed. Regularly reviewed.

It evolves while you live your life

Your balance compounds over time. Check in when you feel like it. We take care of the day-to-day.

Backtested strategy results

Our aim is 8–12% a year. Built for more.

We set ourselves an ambitious but honest target: 8–12% annual returns. This is a target, not a guarantee.

Our strategy is designed to balance risk management with long-term return potential. And here's the part most people miss, it's not just the percentage. It's what happens when those returns compound. Year after year after year.

Backtested net results through September 2026. Month by month.

Year Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec YTD

2022 0.5% 0.5% 3.4% -1.3% -0.3% -2.0% 4.6% -1.1% -1.4% 1.1% 5.0% 0.1% 9.2%

2023 4.9% -0.3% 3.2% 1.3% 1.3% 1.5% 2.4% -1.1% -2.3% 0.0% 6.8% 3.8% 23.4%

2024 0.9% 3.0% 4.3% 0.2% 4.2% 1.3% 1.9% 1.5% 1.8% 0.3% 2.7% 0.6% 25.2%

2025 2.9% -0.4% -0.2% 1.4% 3.4% 2.2% 1.0% 2.7% 4.9% 2.4% 1.3% 1.7% 25.8%

2026 3.7% 1.7% -4.4% 9.1% 6.3% 0.8% -3.4% 2.4% 0.1% — — — 16.8%

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*Results through September 2026 are backtested. The fund launches in October 2026, so the figures do not represent historical results of Overflow and are not appropriate for assessing the performance of Overflow. Past performance does not guarantee future results. Investing involves risks. You may lose all or part of your investment.

Compounding calculator

Compounding in action actually looks like

Move the sliders. Watch what happens to your money over time.

Starting with

€1.000

€100

∞

Adding each month

€100 / mo

€100

€10k

Over time

10 years

1 year

20 years

Your illustrative balance

€34.105

Based on €13.000 contributed + 17.2% backtested multi-year net CAGR (through September 2026)

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*The figures do not represent historical results of Overflow and are not appropriate for assessing the performance of Overflow. Future performance is subject to taxation, which depends on the personal situation of each investor and may change in the future.

You're not doing this alone

We come with a gang. Backed by top finance firms & founders

Everyone who joins Overflow adds to something bigger. Together, we're working towards greater wealth for ourselves, our kids, and the generations to come. That's what we call Overflow.

“I’ve spent years around investments and financial markets. What appeals to me about Overflow is that it's a liquid compounding engine that brings exceptional strategies together in one disciplined portfolio. To me, that's a no-brainer.”

Marleen Evertsz Founder GoldRepublic

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The Learn section

Grow your wealth. Grow your knowledge.

Know what your money is doing and why. No jargon. No textbooks. Just things worth understanding.

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Mindset 5 min read

The #1 reason people stop investing, and how not to be that person

Time to create your overflow

Start with €100. Grow on your own terms. Money at work. Mind at ease.

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Your money should work harder than you do